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Section 8 vouchers help make housing more affordable, but not every listing in your apartment search will take them. This means the renter pays a rate that better fits their budgetbut the landlord still gets a fair market rate.
Renters who want to live in apartments that accept vouchers apply for Section 8 through their local PHA. The vouchers cover a portion of the rent based on how much rent you can afford. Section 8 tenants usually pay their landlord 30 percent of their monthly income, and the government pays the rest.
There are two kinds of vouchers. Project-based vouchers can only be used for a specific housing development.
Tenant-based vouchers can be used for any houses for rent by an owner who accepts Section 8 and that meet program guidelines. The majority of Section 8 vouchers go to renters who make no more than 30 percent of the median income. The PHA also considers things like family size.
Because so many people qualify, waiting lists are common. For many renters, it takes between a year and six years to get a voucher. Once you have a voucher, you need to find houses for rent by owners who accept Section 8.
Many renters report that finding these landlords can be a challenge. And a study prepared for HUD reached the same conclusion. As with all rental listings on Trulia, these listings will help you scope out the area before you even visit, using the Google Street View function, the amenities map showing places to eat and things to do nearby, plus see crime rates, commute times, and nearby schools.
When you find a place you like, just fill out a rental application and include your Section 8 status. First, find your local PHA. Ready to start looking for a Section 8 rental?
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